Coventry Building Society ISA rates

How Coventry Building Society's ISA rates compare

Coventry Building Society's highest easy access rate is 3.60% AER, on its 6 Access ISA, 1 Year (3). The highest easy access rate in our tables on 30 October 2026 was 4.86% AER.

Rates are set by each provider and can change. Compare every provider in the easy access, fixed rate and notice tables.

Taking money out of a Coventry Building Society ISA

Junior Cash ISA (2)

No access until the child turns 18, though the balance can be transferred in full to another Junior ISA provider at any time.

6 Access ISA, 1 Year (3)

Six withdrawals with no charge, then 50 days' interest from the seventh (including closure), and money replaced in the same tax year doesn't use extra allowance.

Easy Access ISA (12)

Take money out at any time with no charge, and money replaced in the same tax year doesn't use extra allowance.

Transferring an ISA to or from Coventry Building Society

All 2 of Coventry Building Society's adult Cash ISAs accept transfers in from other providers.

How to move an ISA to Coventry Building Society

• The easiest way to ask Coventry Building Society for a transfer from another provider is Online Services, or you can call or visit a branch and ask for an 'ISA transfer'.
• Coventry Building Society says to make sure the Coventry ISA being transferred into allows transfers in, and to check the terms of both ISAs for restrictions or charges.
• Savings from a cash ISA for the current tax year must be transferred in full, while savings from a previous tax year can be transferred in full or in part.
• A stocks and shares ISA with another provider can be transferred into a Coventry cash ISA, but Coventry Building Society asks to be contacted first so the savings keep their tax-free status.
• On the 6 Access ISA 1 Year, taking money out at least six times during the term means a charge of 50 days' interest on the balance being transferred, including closures.
• A flexible ISA allowance only applies to the specific ISA account, so transferring that ISA to another provider and closing it loses the allowance.

How long a transfer takes

Coventry Building Society says electronic transfers in can take up to seven business days, manual transfers up to 15 business days and stocks and shares transfers up to 30 calendar days. A Fixed Rate ISA needs its ISA transfer instructions within 14 calendar days of Coventry Building Society accepting the application, or while the account is open to new investors, whichever is longer. gov.uk says ISA transfers should take no longer than 15 working days between Cash ISAs, and 30 calendar days for other types of transfer.

Moving an ISA away from Coventry Building Society

Money from a cash ISA for the current tax year has to be transferred out in full, while money from a previous tax year can go in full or in part. Closing or transferring a Fixed Rate ISA before 31 December 2027, 2028 or 2029 costs the equivalent of 90, 180 or 270 days' interest on the account balance respectively. If the interest earned does not cover the charge, part of the charge is taken from the original deposit. You can move a Cash ISA from Coventry Building Society to another provider at any time. Ask the new provider to arrange the transfer: if you take the money out yourself, it leaves the ISA and paying it in again uses your allowance. A fixed rate ISA usually charges for leaving before the end of its term. See how ISA transfers work.

Transfer details checked on Coventry Building Society's own website on 9 October 2026.

Is the Coventry Building Society ISA flexible?

All 2 of Coventry Building Society's adult Cash ISAs are flexible, so you can take money out and put it back in the same tax year without using more of your allowance.

Good to know before you open one

Junior Cash ISA (2)

Cannot be opened online; apply by post, by phone or in branch.

6 Access ISA, 1 Year (3)

Limited access: 6 free withdrawals. After 12 months it moves to Easy Access ISA (Maturity) at a lower rate. Limited issue that can close without notice.

Easy Access ISA (12)

A passbook version can be opened in branch or by phone. Interest annual or monthly. Limited issue that can close without notice.

About Coventry Building Society

Legal name

Coventry Building Society

Country of incorporation

United Kingdom

Principal place of business

Coventry, UK

Regulatory status

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 150892)

Deposit protection

FSCS, up to £120,000 per person per banking licence

Complaints

Financial Ombudsman Service

This page covers Coventry Building Society's Cash ISAs only. We have no commercial relationship with Coventry Building Society, and the order of the table is set by rate alone. See how we compare and how we make money.