Our news
Read our ISA news in plain English: new rates, rule changes, and the April 2027 Cash ISA cap. Every article links straight to its source, whether that is gov.uk, HMRC or the FCA. New pieces appear here first, and our guides explain the detail behind each one.
First time buyer ISA: what the government has proposed
HM Treasury has consulted on a First Time Buyer ISA to replace the Lifetime ISA. What's proposed, what's confirmed, and what it means if you're saving now.
30 September 2026 · 7 min read
ISA vs pension: the key differences, explained
ISA or pension: how tax relief, access ages, tax-free cash and inheritance rules compare, with a simple worked example for a basic rate taxpayer.
30 September 2026 · 7 min read
Premium Bonds vs Cash ISA: how do they compare?
Premium Bonds pay no interest, just a chance at a monthly prize draw. How the odds, protection and tax rules actually compare with a Cash ISA.
30 September 2026 · 7 min read
Should I fix my ISA, or stay easy access?
A fixed Cash ISA locks in today's rate for the whole term; easy access can change at any time. How to weigh the gap, the exit penalties and Bank Rate.
30 September 2026 · 8 min read
Does an ISA count as savings for Universal Credit?
Yes, an ISA counts as capital for Universal Credit and most means-tested benefits. How the £6,000 and £16,000 savings limits actually work, explained.
30 September 2026 · 6 min read
ISA FSCS protection: how much of your money is covered
FSCS protects Cash ISA savings up to £120,000 per person, per banking licence, and Stocks and Shares ISA investments up to £85,000. Here's how it works.
30 September 2026 · 6 min read
Lifetime ISA withdrawal penalty: the 25% charge explained
The Lifetime ISA withdrawal penalty is a 25% charge that costs more than the bonus. The maths, when it's charge-free, and how a house withdrawal works.
30 September 2026 · 6 min read
What happens to your ISA if you move abroad?
What happens to your ISA if you move abroad: whether you can keep it, pay in, transfer it, and how the rules differ for Junior and Lifetime ISAs.
30 September 2026 · 7 min read
What happens to your ISA when you die?
What happens to an ISA when someone dies: how long it stays tax-free, how a spouse inherits the ISA allowance, and what counts for inheritance tax.
30 September 2026 · 6 min read