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Terms and conditions

By using this site, you agree to these terms. They explain what this site is for, what we don't promise, and where responsibility sits.

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Who we are

In these terms, "we", "us" and "ISA Comparison" mean the operator of isacomparison.com. Our postal address is Quebec Offices, Bury Street, Manchester, M3 7DU, United Kingdom, and you can email us at hello@isacomparison.com.

Using this site

By visiting or using this site, you agree to these terms. If you don't agree with them, please don't use the site. You can read and use most of this site without registering or creating an account. Some parts, such as the newsletter sign-up form, ask you for information: our privacy policy explains what we do with it.

What this site is

Everything on this site is information to help you understand ISAs and compare providers. It is not personal financial advice, and we don't give personal recommendations. We are not authorised or regulated by the Financial Conduct Authority (FCA). Nothing on this site tells you which specific account to open: when we write about a rule or a product, we explain it and leave the decision to you. Always check the current rate, charges and eligibility directly with the provider before you apply for anything, as rates and rules can change, sometimes at short notice. Tax treatment depends on your circumstances and may change.

Accuracy

We check rates and charges by hand on each provider's own website, and every table shows the date we last checked it. Rates, charges and rules can change after we check them. We try to keep this site accurate, but we don't guarantee that every figure is correct or current at the moment you read it.

Availability

We can change, suspend or withdraw any part of this site, or the whole site, at any time and without notice.

How we make money, and "Ad" labels

We earn commission from some providers when you open an account through a link on this site. Links that pay us commission are marked "Ad". We may in future also carry display advertising or newsletter sponsorship; if we do, it will be labelled too. Commission never changes the order of our rate tables: where a product ranks depends on its rate or fee, not on whether it pays us.

Links to other sites

This site links to providers, affiliate partners and government websites that we don't control, including some links marked "Ad". We're not responsible for their content, their availability, or anything that happens once you leave this site. Their own terms and privacy policies apply once you're there.

Calculators

The calculators on this site are illustrations, not guarantees or quotes. They run entirely in your browser, using the figures you enter, to help you understand roughly how something like the Cash ISA limit or compound interest works. The actual outcome for you will depend on your own circumstances and the provider you choose.

Investments carry risk

Some pages on this site, including our Stocks and Shares ISA comparisons, discuss investing.

Intellectual property

The text, design and tables on this site belong to us, except where we say otherwise, and you shouldn't copy or republish them without our permission, beyond what's needed to read the page or share a normal link to it. Provider and platform names, logos and trademarks shown on this site are trademarks of their respective owners. We show them only to identify the products and providers we're comparing. This doesn't imply that any provider endorses, or is partnered with, ISA Comparison. 'Fidelity International', 'Fidelity' and the 'F' in Square Symbol are trademarks of FIL Limited.

Acceptable use

When you use this site, you agree not to:

  • try to gain unauthorised access to this site, its systems, or any data connected to it
  • copy, scrape or reuse the content of this site at scale, or in a way that competes with us, without our permission
  • use this site to distribute anything unlawful, harmful or misleading
  • interfere with the normal operation of this site, for example by overloading it or trying to disrupt it

We can restrict or remove access for anyone who doesn't follow these terms.

Our liability

This site is free to use and provided for information. To the extent the law allows, we're not liable for any loss you suffer from using this site or relying on it, including indirect or consequential loss, such as a loss connected to a financial decision you make after reading something here. Nothing in these terms limits or excludes any liability that can't be limited or excluded under the law of England and Wales, including liability for death or personal injury caused by our negligence, or for our fraud.

Changes to these terms

We can update these terms. The date at the top of this page shows when we last did.

Governing law

These terms are governed by the law of England and Wales. Any dispute about them is dealt with by the courts of England and Wales. If you live in Scotland or Northern Ireland, you can bring proceedings in your local courts instead.

Contact

Questions about these terms: email hello@isacomparison.com, or write to us at Quebec Offices, Bury Street, Manchester, M3 7DU, United Kingdom.