Leeds Building Society ISA rates

How Leeds Building Society's ISA rates compare

Leeds Building Society's highest easy access rate is 4.16% AER, on its Online Access Cash ISA (Issue 22). The highest easy access rate in our tables on 6 October 2026 was 4.86% AER.

Rates are set by each provider and can change. Compare every provider in the easy access, fixed rate and notice tables.

Taking money out of a Leeds Building Society ISA

5 Year Fixed Rate Cash ISA (Issue 180)

Withdrawals and transfers out cost 365 days' interest on the amount taken out, and money withdrawn cannot be replaced.

Online Access Cash ISA (Issue 22)

Withdraw anytime to your nominated account, though it is not a flexible ISA so amounts withdrawn cannot be replaced.

1 Year Single Access Cash ISA (Issue 7)

One withdrawal or transfer a calendar year (including closure), then a charge of 30 days' interest, and money withdrawn cannot be replaced.

Six Access ISA

Six withdrawals or transfers a calendar year (including closure), then a charge of 30 days' interest, and money withdrawn cannot be replaced.

ISA Saver

Withdraw any time, though it is not a flexible ISA so amounts withdrawn cannot be replaced.

E-ISA

Withdraw any time, though it is not a flexible ISA so amounts withdrawn cannot be replaced.

Transferring an ISA to or from Leeds Building Society

All 6 of Leeds Building Society's adult Cash ISAs accept transfers in from other providers.

How to move an ISA to Leeds Building Society

• A Leeds Building Society cash ISA has to be opened first, then an ISA transfer form is completed, and a transfer can also be arranged in a branch or by phone.
• Leeds Building Society can accept transfers from a cash ISA or a stocks and shares ISA, but not an Innovative Finance ISA, and the existing terms must allow the transfer.
• From a cash ISA, the full balance saved in the current tax year must be transferred, but previous tax years' savings can be transferred in whole or in part.
• A stocks and shares ISA must be transferred in full.
• You can only subscribe to one Cash ISA with Leeds Building Society in the same tax year.
• The Online Access Cash ISA takes up to £20,000 paid in for this tax year, plus transfers from previous years' ISAs.

How long a transfer takes

Leeds Building Society says transfers can take up to 15 working days for cash ISAs and 30 calendar days for stocks and shares ISAs. Leeds Building Society says it transfers the funds within five working days of receiving the new provider's transfer request. gov.uk says ISA transfers should take no longer than 15 working days between Cash ISAs, and 30 calendar days for other types of transfer.

Moving an ISA away from Leeds Building Society

Money put into a Leeds Building Society cash ISA in the same tax year must all be transferred. On the 1, 2, 3 and 5 year Fixed Rate Cash ISAs, withdrawals and transfers, including closure, cost 90, 180, 270 and 365 days' loss of interest on the amount transferred. On the Six Access ISA, further withdrawals and transfers, including closure, carry a charge of 30 days' loss of interest on the amount withdrawn. You can move a Cash ISA from Leeds Building Society to another provider at any time. Ask the new provider to arrange the transfer: if you take the money out yourself, it leaves the ISA and paying it in again uses your allowance. A fixed rate ISA usually charges for leaving before the end of its term. See how ISA transfers work.

Transfer details checked on Leeds Building Society's own website on 9 October 2026.

Is the Leeds Building Society ISA flexible?

None of Leeds Building Society's adult Cash ISAs is a flexible ISA, so money you take out and pay back in counts towards your allowance again.

Good to know before you open one

5 Year Fixed Rate Cash ISA (Issue 180)

Limited issue: deposits and transfers in close on 3 November 2026. Interest paid annually. Maximum balance £1,000,000. One Cash ISA per tax year with Leeds.

Online Access Cash ISA (Issue 22)

This issue matures on 1 November 2027, when the balance and interest move automatically into an instant access Cash ISA maturity account. No joint accounts. Online only.

1 Year Single Access Cash ISA (Issue 7)

Limited access: 1 withdrawal a year. Cannot be opened online. This issue matures on 1 November 2027 and moves to an instant access Cash ISA maturity account.

Six Access ISA

Limited access: 6 withdrawals a year. Cannot be opened online. Interest paid annually on 28 February. Maximum balance £1,000,000 plus interest.

ISA Saver

Cannot be opened online. Interest paid each year on 5 April. Maximum balance £1,000,000. One Cash ISA per tax year with Leeds.

E-ISA

Online only. Interest paid annually on 31 October. Maximum balance £1,000,000. One Cash ISA per tax year with Leeds.

About Leeds Building Society

Legal name

Leeds Building Society

Country of incorporation

United Kingdom

Principal place of business

Leeds, UK

Regulatory status

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 164992)

Deposit protection

FSCS, up to £120,000 per person per banking licence

Complaints

Financial Ombudsman Service

This page covers Leeds Building Society's Cash ISAs only. We have no commercial relationship with Leeds Building Society, and the order of the table is set by rate alone. See how we compare and how we make money.