Yorkshire Building Society ISA rates

How Yorkshire Building Society's ISA rates compare

Yorkshire Building Society's highest easy access rate is 4.05% AER, on its Four Access eISA. The highest easy access rate in our tables on 30 October 2026 was 4.86% AER.

Rates are set by each provider and can change. Compare every provider in the easy access, fixed rate and notice tables.

Taking money out of a Yorkshire Building Society ISA

Fixed Rate Cash eISA until 31 December 2031

No withdrawals before the end date, and closing early costs 360 days' interest apart from exceptions such as critical illness, death or redundancy.

Fixed Rate Cash eISA until 30 November 2029

No withdrawals before the end date, and closing early costs 270 days' interest apart from exceptions such as critical illness, death or redundancy.

Fixed Rate Cash eISA until 30 November 2028

No withdrawals before the end date, and closing early costs 180 days' interest apart from exceptions such as critical illness, death or redundancy.

Fixed Rate Cash eISA until 30 November 2027

No withdrawals before the end date, and closing early costs 90 days' interest apart from exceptions such as critical illness, death or redundancy.

Four Access eISA

Withdraw on any 4 days in the year, though not in the first 14 days, and after 1 year the money moves to an online easy access ISA.

Easy Access ISA (Issue 2)

Withdraw as often as you want, though not in the first 14 days, and money replaced in the same tax year doesn't use extra allowance.

Everyday ISA

Withdraw as often as you want, within daily limits, and money replaced in the same tax year doesn't use extra allowance.

Transferring an ISA to or from Yorkshire Building Society

All 7 of Yorkshire Building Society's adult Cash ISAs accept transfers in from other providers.

How to move an ISA to Yorkshire Building Society

• If you do not already have an ISA with Yorkshire Building Society, you need to open an account first.
• Existing customers opening an account online can arrange the transfer as part of the application, and new customers can arrange it from the day after the new ISA is set up.
• Yorkshire Building Society uses transfer forms for branch or postal applications, for customers who manage their account by branch or phone, and where the current provider does not allow online transfers.
• Yorkshire Building Society takes transfers from cash ISAs and stocks and shares ISAs, with current tax year savings moved in full and earlier years' savings in full or in part.
• On the fixed rate cash eISAs, Yorkshire Building Society says the money being transferred in must be available straight away.

How long a transfer takes

Yorkshire Building Society's terms say it instructs the other manager within five working days of you getting in touch, then credits your account within three working days of receiving the cash and relevant information. When another manager sends its instruction, Yorkshire Building Society transfers the money within five working days, subject to any withdrawal restrictions on the account. gov.uk says ISA transfers should take no longer than 15 working days between Cash ISAs, and 30 calendar days for other types of transfer.

Moving an ISA away from Yorkshire Building Society

Your new provider needs your 10 digit Yorkshire Building Society account number to arrange the transfer. All or part of the money can be transferred, but if the product terms do not allow a partial transfer, only the whole balance can be moved, which may mean losing some interest. Closing a fixed rate cash eISA early loses 90, 180 or 270 days' interest for the accounts fixed until 31 October 2027, 30 November 2028 and 31 October 2029 respectively. You can move a Cash ISA from Yorkshire Building Society to another provider at any time. Ask the new provider to arrange the transfer: if you take the money out yourself, it leaves the ISA and paying it in again uses your allowance. A fixed rate ISA usually charges for leaving before the end of its term. See how ISA transfers work.

Transfer details checked on Yorkshire Building Society's own website on 9 October 2026.

Is the Yorkshire Building Society ISA flexible?

3 of Yorkshire Building Society's 7 adult Cash ISAs are flexible: Four Access eISA, Easy Access ISA (Issue 2) and Everyday ISA. With a flexible ISA you can take money out and put it back in the same tax year without using more of your allowance.

Good to know before you open one

Fixed Rate Cash eISA until 31 December 2031

Fixed until 31 December 2031. Limited offer that can come off sale without notice. After it closes to new customers you have at least 30 days to add money.

Fixed Rate Cash eISA until 30 November 2029

Fixed until 30 November 2029. Limited offer that can come off sale without notice. After it closes to new customers you have at least 30 days to add money.

Fixed Rate Cash eISA until 30 November 2028

Fixed until 30 November 2028. Limited offer that can come off sale without notice. After it closes to new customers you have at least 30 days to add money.

Fixed Rate Cash eISA until 30 November 2027

Fixed until 30 November 2027. Limited offer that can come off sale without notice. After it closes to new customers you have at least 30 days to add money.

Four Access eISA

Limited access: 4 withdrawal days a year. Interest is paid once, a year after opening. Open online only. One Cash ISA per tax year with YBS.

Easy Access ISA (Issue 2)

Open online only. One Cash ISA per customer per tax year with YBS, and no joint accounts. Keep at least £1 in the account to keep it open.

Everyday ISA

Open in branch, at an agency or by post (not online). Passbook account. Interest paid monthly or annually, 2.25% AER either way. No joint accounts.

About Yorkshire Building Society

Legal name

Yorkshire Building Society

Country of incorporation

United Kingdom

Principal place of business

Bradford, UK

Regulatory status

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 106085)

Deposit protection

FSCS, up to £120,000 per person per banking licence, shared with Chelsea Building Society and Norwich & Peterborough Building Society

Complaints

Financial Ombudsman Service

This page covers Yorkshire Building Society's Cash ISAs only. We have no commercial relationship with Yorkshire Building Society, and the order of the table is set by rate alone. See how we compare and how we make money.